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Competition or Collaboration? The Role of Fintechs in Banking

Igor Pejic, author of Blockchain Babel, goes against common thought and argues that banks are the driving force behind fintechs.

Today, we are seeing more banks and fintechs collaborating with one another, including cases where banks are creating fintechs to help them become more agile. Both banks and fintechs have similar goals and are seeking co-operation rather than competition.

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